For all the men & women whose spouses or "significant others" were disappointed by the gift they received this year, next time say "I love you" with a well-deserved cruise.

According to Fielding's Guide to World Wide Cruises, the three most romantic cruises are aboard the Star Clipper and Star Flyer, Crystal Harmony, the Seabourn Pride and Seabourn Spirit.

The Star Clipper & Star Flyer visit the beautiful Caribbean islands, such as St. Vincent, St. Lucia, the Grenadines, plus the Mediterranean--Corsica, Bonifacio, and Costa Smeralda, to name a few. The cabins with the upper and lower beds do tend to be small.

The best staterooms are found at 108-116 midships on the Commodore Deck as well as 302-308 on the Clipper Deck. Double staterooms on the main deck have Jacuzzis & tubs.

If you are into water sports, this is the cruise for you. Scuba is free. Snorkeling equipment is given to you to keep throughout the trip.

If you would like to learn water sports, instructors are available.

A favorite sport by passengers is the "banana boat"--a long, inflated tube, holding four passengers that hold on for their lives while being pulled by a high-speed Zodiac.

When all the activity makes you hungry, the Dining Room -- filled with rich burgundy and rose fabrics, and warm lighting -- has an open single seating with excellent meals and cuisine.

Fresh produce is loaded from ports. You never have to eat the same meal twice unless you want to.

After dinner, you might try the popular covered outdoor bar for conversation, crab races, crew fashion shows, and dancing.

Try the piano bar for drinks on addition for late night sing-alongs. While aboard, don't miss the Captain's "story time" -- the previews of the day's events or the evening constellation lessons.

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Read more on Honeymoon Hot Destinations or on 10 Top Romantic Spots in the Caribbean

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